MY STORY

  The year 2023 has entered its 10th day, and many things are happening, especially in the country. in terms of politics or society. The most interesting thing about politics is the turmoil that happened in the state of Sabah. as if the situation of the previous year had happened again. There is no need to find out who caused it because it is so obvious. The world seems to be facing a pandemic again. Of course, it is very worrying for all of us because the previous effects are still felt. What if it happens again? The government started again to hold an additional vaccination campaign for the people. Until when must the situation be faced? From an economic point of view, it is said that the value of OPR will increase again. It must have a direct impact on people, especially those in the B40 group and below. I am trying to see and understand the government's further actions in helping the people face the economic recession that is predicted to happen in 2023. Although 2023 is on...

  Once again, we were given the opportunity to celebrate the new year in an atmosphere of peace and harmony. While at the same time, there are countries that celebrate the new year in the midst of a war or humanitarian conflict that never stops. Usually, the New Year's celebration is enlivened with giant fireworks in several focal locations. But this time, the new year is celebrated with spiritual programs. Perhaps such a way of celebrating is the best, given that 2023 is predicted to be a year full of challenges, especially in terms of the economy. Is the country able to face the challenges that will happen? This new year is also filled with news reports regarding the possibility of an increase in Corona virus cases around the world, including Malaysia. Is the same conflict going to happen again, facing economic and health conflicts? A new year means that humans are getting older. I am now 40 years old. At this age, my level of achievement in life can still be considered lacki...

  Humans have many characteristics, some are positive and some are negative. There are many factors that influence a person's character, perhaps internal or personal factors or the surrounding circumstances. One of the personal characteristics of human beings that attracts attention. Especially involving women regardless of race and religion is having the character of a gold digger . What is a Gold Digger ?, maybe the meaning that I can easily understand is the character of a person who wants money through seduction. Maybe because of that, women are always said to have something to do with the gold digger character. Is it easy for us to recognize women who have gold digger character?. The habit of a woman who becomes a Gold Digger is a woman who likes to dress sexy and seductive. I believe that the Gold digger will identify the victim first before seducing the victim. Gold digger will definitely not seduce a poor man. Just don't be surprised if there is a Gold Digger who hides...

  Difahamkan Bank Negara Malaysia (BNM)  menaikan kadar OPR sebanyak 25 mata kepada 2.25%. Ia merupakan kenaikan kali ke-3 dalam masa yang terdekat. Difahamkan, BNM telah menurunkan OPR sebelum ini bagi tujuan meransang pertumbuhan ekonomi dalam negara. Maka dengan kenaikan berkala ketika ini, ia dipercayai tidak memberi kesan yang mendalam terhadap situasi ekonomi semasa. Boleh rujuk artikel propertyguru . Apakah kesan kenaikan kadar OPR terhadap rakyat Malaysia?.  Kesan OPR  naik boleh difahami sebagai perubahan beberapa perkara seperti nilai kadar faedah pinjaman jangka pendek, kadar deposit tetap, tukaran asing, kadar faedah jangka panjang .  Umumnya kadar OPR mempengaruhi kadar faedah pinjaman peribadi, perumahan dan kenderaan .  Adakah OPR membebankan rakyat Malaysia?. Berdasarkan pemahaman aku, mereka yang terikat dengan pinjaman yang paling terkesan apabila OPR dinaikan. Hal ini disebabkan peminjam harus memperuntukan wang lebih kepada bahagian...

  Dunia di jangka bakal menghadapi kemelesetan ekonomi pada tahun 2023. Krisis yang tidak dapat dielakan, berkemungkinan melibatkan banyak negara. Bagaimana Malaysia?, adakah terkesan atau sebaliknya?. Berdasarkan beberapa artikel seperti utusan , awani  atau dnews . Krisis ekonomi pasti akan berlaku cuma tahap kesan yang bakal dihadapi oleh negara yang terbabit tidak dapat dijelaskan. Berdasarkan artikel berikut bharian , Malaysia merupakan negara yang pasti terkesan dengan krisis ekonomi dunia pada tahun 2023. Pada pemahaman aku, pembolehubah yang digunakan dalam menentukan tahap krisis ekonomi negara ialah nilai kadar inflasi atau OPR negara. Aku bukan seorang ahli ekonomi. Cuma ingin meluahkan rasa kecewa dengan segelintir pemimpin politik yang tidak pernah penat berebut kuasa. Rakyat Malaysia ketika ini, baru sahaja ingin memulakan perjalanan hidup baru setelah mengharungi tempoh pandemik yang begitu sukar. 2 tahun dikenakan PKP, ada dibuang kerja, perniagaan terpaksa dit...

  Any country right now must be faced an increase in the inflation rate. It can be considered as a benchmark for the economy of a country. Does the rising rate of inflation mean that the economy of a country is getting stronger?. Everyone has known the effects of inflation on the economy and finances of a country. Has the government done what it should have done in ensuring that the inflation rate drops?. In my opinion, let those who specialize in economics figure out how to manage national inflation. For people like me, think more about the value of money at this time, especially when the world is squeezed by various crises. In the past 10 years, I think that the difference in the value of money, based on the ability to buy necessities, is very noticeable. The value of RM50 in 10 years is bigger than now. Only RM50, able to buy 50%-70% of household items before compared to now only being able to buy 20% - 40% of items. Although the government provides financial assistance to low-i...

Aku bukan seorang yang pandai dalam hal ekonomi dan sangat tidak berminat untuk berbicara tentangnya tetapi apabila laporan demi laporan berkenaan ekonomi di siarkan. Ia harus diberi perhatian kerana ekonomi negara berhubung rapat dengan ekonomi setiap rakyat Malaysia. Apabila menyentuh soal ekonomi, pasti menyentuh soal inflasi . Apa itu inflasi ?, mengapa ia sangat mempengaruhi keadaan ekonomi sesebuah negara?. Apa yang aku faham, inflasi  merujuk kepada kenaikan harga barang tertentu dan servis dalam tempoh dari semasa ke semasa. Namun wujud dua situasi menyebabkan berlakunya inflasi iaitu inflasi tarikan permintaan , ia merujuk kepada permintaan melebihi penawaran terhadap sesuatu produk atau perkhidmatan. Ia menyebabkan harga barang atau perkhidmatan naik dan berlakunya inflasi . Kemudian inflasi kos atau harga yang merujuk kepada situasi peningkatan nilai kos yang dikeluarkan dalam penghasilan sesuatu produk atau perkhidmatan. Peningkatan nilai kos seterusnya mempengaruhi pe...

 What’s interesting about a barber shop ?, it’s probably just a shop that provides barber services to its customers. Then the customer pays for the service at a reasonable price. I believe that each of us has a story of who was the first barber in our life. My father was the first barber in my life, as long as I was in elementary school. Dad who has always been my barber. It's just that the haircut service provided by my father took a long time compared to the barber shop. Why did dad become a barber ?. Maybe a dad kind of likes his son’s haircut more than at the barber shop. In this town, many barbershops are opened. It gives people a choice. For me, there are 2 barbershops that are an option every time I cut my hair, the first is a barber shop next to the Ketereh Fire Station and the other is near the district Mosque. The barbershop next to the Fire Station is the shop that has cut my hair since I was in school. As for the other barbershop, I started cutting hair since I came bac...

  Perkataan   Amanah dalam Islam boleh difahamkan membawa maksud sebagai menunaikan janji . Seorang Muslim sejati yang beramanah akan berusaha untuk menunaikan dasar, kod etika, undang-undang dan janji-janji yang diungkapkan.  Mereka yang melanggar amanah yang diberikan boleh dianggap sebagai  orang kafir atau munafik. Aku melihat semakin ramai dikalangan kita iaitu Umat Islam itu sendiri yang hilang sifat amanah yang diterapkan selama ini. Hakikat yang semakin dilupakan pada pemahaman aku, bahawa kita semua sebenarnya mempunyai amanah yang harus dilaksanakan, bermula semenjak kita lahir di atas dunia ini.  Di antara kita yang memikul amanah ini, ramai yang telah melanggar atau kehilangan sifat amanah dalam diri. Berdasarkan laman web JHEAINS , Amanah itu berat, Islam amat mementingkan perkara-perkara amanah terutama dalam kehidupan seharian kita. Namun, aku melihat ketika ini, manusia mula hilang sifat amanah tanpa rasa apa-apa. Walaupun tahu amanah yang dipert...

  Sejak kebelakangan ini, aku sering mendengar perkataan OPR yang sering dikaitkan dengan sektor pembankan dalam negara. Banyak laporan kenaikan nilai OPR:  Sinar  atau  utusan . Apakah itu OPR?, apakah hubungan OPR dengan sektor bank di Malaysia?.  OPR secara umumnya di fahami sebagai Overnight Policy Rate, ia merupakan satu kadar yang ditetapkan oleh Bank Negara Malaysia (BNM) ke atas pinjaman dana bagi seluruh bank di Malaysia. Namun, aku masih tidak faham terutama apakah peranan yang dimainkan oleh OPR?. Bila aku membaca info berkaitan dengan OPR, baru aku faham sedikit iaitu OPR berkaitan dengan pinjaman. Apabila dilaporkan berlaku kenaikan OPR, pihak yang paling terkesan adalah mereka yang membuat pinjaman dengan pihak bank. Peminjam akan berada pada dua situasi iaitu tempoh pembayaran pinjaman di panjangkan atau kadar pembayaran semakin meningkat. Aku tidak pasti adakah kenaikan OPR itu memberi kelebihan buat rakyat Malaysia atau sebaliknya atau bergantun...

  Penulisan kali ini, aku tertarik pada konsep yang sering aku dengar iaitu konsep  "Ketuanan" . Satu konsep yang sering aku dengar sejak dari kanak-kanak sehingga dewasa. Konsep ini biasa digunakan oleh parti politik tanpa aku faham matlamat konsep ini bila sering dikatakan kepada umum. Cuma aku ingin menyentuh persoalan, adakah benar Melayu masih menjadi Tuan?. Berdasarkan maksud Ketuanan  merujuk wikipedia dan DBDP.  Apakah Ketuanan  itu hanya merujuk kepada penguasaan politik semata-mata?. Konsep Ketuanan  pada pendapat aku telah melalui perubahan berdasarkan catatan sejarah. Ia mungkin sangat tepat ketika digunakan dalam melawan dasar Malayan Union yang diperkenalkan oleh penjajah British dalam tahun 1940-an. Adakah ia masih relevan di saat ini?. Jika merujuk laporan portal FMT  atau Malaysiatercinta berkaitan senarai orang terkaya di Malaysia. Mengapa hanya beberapa orang Melayu sahaja yang tersenarai?. Seharusnya jumlah orang melayu yang ters...

 Negeri Kelantan masih berada di fasa 2 dalam Pelan Pemulihan Negara, berbanding negeri-negeri lain. Sebelum ini Majlis Agama Islam Kelantan (MAIK) memberi kebenaran untuk 40 orang sahaja termasuk AJK Masjid bersolat termasuk solat Jumaat. Kini MAIK telah memberi kebenaran untuk semua surau dan Masjid dalam negeri Kelantan menambah bilangan jemaah mengikut kapasiti Masjid dengan jarak 1.5 meter di antara jemaah. Setelah beberapa minggu tidak bersolat Jumaat, hari ini aku rasa bersemangat untuk datang ke Masjid. Aku ke Masjid pukul 11.30 pagi, waktu Zohor pada pukul 12.59 tengahari. Pada awalnya, penyakit axiety aku menyerang, pelbagai rasa takut datang di minda terutama takut masjid belum dibuka dan pelbagai lagi sangkaan. Aku berwudhuk dari rumah lagi, bila ternampak sahaja pintu Masjid, hanya Allah SWT Maha mengetahui perasaan aku ketika itu, air mata tiba-tiba mengalir, aku terus rasa sebak dan sayu melihat rumah Allah SWT di depan mata. Kebiasaannya, setiap kali aku melalui Mas...

Setelah sekian lama segala aktiviti disekat oleh pihak kerajaan disebabkan pandemik. Kini, segala sekatan telah ditarik balik dan rakyat mula dibenarkan melakukan satu demi satu aktiviti yang sekian lama terhenti. Di antara aktiviti yang di sekat ialah aktiviti rentas negeri iaitu pergerakan dari satu tempat ke tempat lain dalam radius yang besar. Aktiviti rentas negeri paling popular semesti BALIK KAMPUNG, setelah beberapa bulan tidak dibenarkan balik kampung untuk bertemu mata dengan ibubapa atau saudara-mara, kini semuanya mula merancang berapa lama untuk mereka pulang ke kampung. Aku amat pasti akan berlaku kesesakan lalu-lintas yang teruk terutama laluan ke pantai timur. Aku mengerti perasaan mereka yang sekian lama bersabar walaupun perasaan rindu semakin menebal di dalam hati. Cuma jangan lupa bahawa kita masih belum menang sepenuhnya, masih wujud penularan atau jangkitan dalam komuniti, bahkan masih wujud kluster demi kluster baru.  Bersandarkan kepada peratusan rakyat Mala...

  Indeed, the story of love in human life exists regardless of age, race or religion. Do not look at how the beginning because it must be filled with a sweet story but look at the end of a love story, whether it ends with happiness or otherwise. Usually love stories exist as early as childhood, that's for sure only the last love story is different because it depends on the choice. I am interested in the love story of a couple who are over 50 years old. Of course it is very interesting because not everyone is able to create their new love story at such an age. The socio -culture of the nation also influences this situation or love story, the socio -culture of western countries must be very different from the socio -cultural of eastern countries such as Malaysia. Among the characters of this elderly love story. Some have lived single from young to old, have now met a life partner, some have lost their husbands or wives or have been divorced for a long time and have now met a new part...

 Now we are in October, only 2 months left before the year 2021 ends and the hopes of the people of the world must focus on recovery planning for the next year which is 2022. Of course everyone hopes that 2022 will be better than 2020 and 2021. Challenging years and an allegation for all, surely each of us is affected by the pandemic that is sweeping the world. Entering October also means that it has been a year since my brother returned to Putrajaya after working in Kelantan for almost 5 years. Of course the atmosphere is a little different because the family members only have mom, me and my brother. My age is getting closer to the number 4 near, the opportunities and space for me to succeed are getting limited. I have to compete with a new generation if I want to get a career that is more secure for the future like everyone else, even though I know maybe dreams and responsibilities are something different in my life right now. October is the future at this time, what kind of futu...

  Kita semua merupakan ANAK kepada ibubapa kita, jasa mereka terhadap kita sangat besar dan tidak mungkin mampu terbalas sampai bila-bila kerana itu, setiap ANAK harus memikirkan ibubapa dalam setiap tindakan mereka, setiap waktu. Hal ini kerana setiap ibubapa sentiasa memikirkan anak-anak mereka walaupun jauh di mata. Betapa happy ibu aku apabila mengetahui bahawa abang akan pulang bulan depan, walaupun masih panjang waktunya tetapi telah memikirkan apa yang abang inginkan apabila sampai ke rumah nanti. Itulah hati nurani setiap ibubapa kita semua. Bermula dari kita berada dalam kandungan, kemudian dilahirkan, kemudian dibesarkan dari kecil sehingga dewasa. Tempoh yang sangat panjang dan penuh cabaran bagi ibubapa dalam memastikan ANAK mereka bahagia berada di dunia ini. Adakah ANAK memahami ibubapa mereka?. Perjalanan hidup aku di dunia ini memasuki 4 dekad, sepanjang tempoh itu, aku alami sendiri selaku ANAK dan melihat manusia disekeliling yang bergelar ANAK. Pada aku, wujud 2 ...

The story of a husband and wife is a story that may be the same between married couples or there may be differences between them. It depends on how to communicate with the partner. It is said that there is a difference in the situation before and after marriage, I am not sure of the truth because I myself am not married. I wrote about the story of the husband and wife based on the story that was told to me all this time. It is not the intention of any wife to expose her own husband's shame, only to express her feelings because of the difference in the husband's treatment received by the wife, especially before marriage and after marriage. Come to think of it, there is logic to what they said, because I am also a man and acknowledge the truth of a man’s attitude before and after marriage. Maybe not everyone behaves that way but it still exists maybe unconsciously. A man, when he is a lover, whatever his lover wants will be fulfilled immediately. A woman shared a story, at one ti...

 Each of us definitely needs to eat to gain energy to continue our daily activities. Usually, we will eat at least 3 times a day in the morning, noon and night. I want to tell you about one of the times that has become a habit for all of us to enjoy food, which is breakfast in the morning. Why breakfast ?, to me, this time is a very interesting time for us to see and evaluate someone because breakfast time is the time of the beginning of a new life in a new day for all of us. In Malaysia, it is one of the most interesting countries in my opinion when it comes to breakfast. In Malaysia, there are various food menus available to choose from. Among the menu that is the main choice is nasi lemak or roti canai or ready -made fried foods. But there are also those who like to eat breakfast from fast food. Believe it or not, many nasi lemak sellers are able to live comfortably by only selling nasi lemak in the morning at a price of around RM2 - RM5 depending on the type of dish taken. If a...

  Malaysia is still facing a pandemic issue even though the vaccination program is running smoothly with the number of people receiving complete vaccine doses increasing every day. Data released by the authorities responsible for the vaccination program. Indicates the number of people who receive the vaccine, the rise every day. The Ministry of Health Malaysia has categorized the level of pandemic infection into 5 levels. The first stage, the patient does not show any symptoms until stage five i.e. the patient needs incubator equipment. I think, the transmission of infection occurs when a patient is in the first stage. This is because there are no symptoms shown by the patient's body. Some patients do not know that he had been infected and eventually infect other family members. My own family members were involved with the situation I was talking about. Without knowing one of the family members has been infected, return home. Next infect other family members. Eventually all family ...

  We all know that the pandemic that is raging, there is no sign of finding an end. Although health experts have managed to produce a vaccine. It is only able to prevent the patient from entering a critical stage. However, there is something that worries me personally. The advent of new variants causes a person to be somewhat late to find out that he or she has been infected. Eventually leading to the death of the patient. For example the Delta Variant, is reported to be able to spread through Sporadic. That is, it is easy to understand that the virus can live in the air for a certain period of time and spread through the wind at a certain radius so as to infect others. Due to that, there are cases where patients are reported to be unable to identify how they became infected. Although many claim that the current government has failed. To me, it is completely wrong because one of the steps the government is taking by focusing on vaccination programs is right. It is very helpful to t...